The Office of the Comptroller of the Currency released a report on October 14, 2026, finding that reputational risk and ESG policies drove debanking of conservative and religious customers. The investigation examined nearly 100,000 complaints and named nine banks, and the OCC says it is considering new rules and guidance. Banks deny political or religious discrimination, citing anti-money laundering laws and past examiner pressure. The open question is what legal basis regulators have to act.