Josh Pate released an updated 12-team College Football Playoff bracket projection on October 28, 2026, putting Indiana first, Ohio State eighth and Utah eleventh, with Miami beating Georgia for the title. The bracket also has Notre Dame second, Georgia third, Miami fourth, BYU fifth, Alabama sixth, UCLA seventh, Kentucky ninth and LSU tenth. The open question is how the committee would treat an 11-2 Utah whose only losses came to BYU.